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Payment Plans

Treat now, pay over time. Two financing options, so cost never decides your timeline — and checking what you qualify for won't affect your credit score.

Estimate My Payments Call (281) 251-2400

At a Glance

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No hard credit check

Checking your Cherry eligibility does not affect your credit score.

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0% APR options

Available to qualified applicants on many plan lengths.

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About 60 seconds

Apply from your phone, in the waiting room or before you arrive.

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Two lenders

Cherry and CareCredit — apply to either, or both.

Two Ways to Finance

Choose what fits your situation

Most patients start with Cherry because it takes about a minute and doesn't touch your credit. CareCredit is worth considering for larger treatment plans or if you already carry the card.

Cherry

Start Here

✓No hard credit check to see your options

✓0% APR available for qualified applicants

✓Takes about 60 seconds on your phone

✓No prepayment penalty — pay it off early for free

✓Plan lengths from 3 to 60 months

Estimate My Payments

CareCredit

For Larger Plans

✓A healthcare credit card you can reuse for future visits

✓Promotional financing on qualifying purchase amounts

✓Accepted at other healthcare providers, not just here

✓Useful if you already carry the card

✓Formal application runs a hard credit inquiry

Apply with CareCredit

Cherry Payment Calculator

See your monthly payment

Move the slider to your treatment amount. This is an estimate — your actual terms are set when you apply, and applying takes about 60 seconds.

Commonly Financed

What patients use payment plans for

Injectables & Fillers

Multi-syringe filler plans and full-face treatments.

Emsculpt NEO

Body contouring packages run as a series of sessions.

CoolPeel CO2 Laser

Resurfacing packages for wrinkles, scars and sun damage.

Laser Hair Removal

Sold as a package — a natural fit for monthly payments.

Medical Weight Loss

Ongoing programs with monthly medication costs.

Hair Restoration

DE|RIVE exosome treatment series.

At SKIN 101

Paying for Your Treatment

Will applying hurt my credit score? +

Checking your eligibility with Cherry uses a soft credit check, which does not affect your score. CareCredit runs a hard inquiry when you formally apply, which can have a small temporary effect. If you want to compare without any impact, start with Cherry.

Can I use a payment plan for any treatment? +

Yes — both Cherry and CareCredit can be applied to any spa or medical service we offer, including injectables, lasers, body contouring, weight loss and hormone therapy. They cannot be used for retail skincare products.

Can I combine financing with a membership or a special? +

Yes. Financing is just a way of paying, so it stacks with member pricing and current specials. Many patients finance the treatment and keep their membership for maintenance.

What if I am not approved? +

Try the other lender — they use different criteria, and being declined by one says nothing about the other. We also offer memberships that spread cost over the year without a credit application, and we can often stage a treatment plan into smaller phases.

Do I apply before or at my appointment? +

Either works. Applying beforehand means you arrive knowing your budget, which makes the consultation more useful. If you would rather decide after your consultation, you can apply on your phone before you check out.

Is there a deposit or prepayment penalty? +

Cherry has no prepayment penalty — paying early costs you nothing extra. Deposit requirements depend on the plan you are offered. Terms come from the lender, not from us, so read the offer before accepting.

Let's build a plan that works for your budget.

Bring your Cherry or CareCredit approval to your consultation — we'll map the treatment to it.
Tuesday–Thursday 10am–7pm · Friday 9am–6pm · Saturday 9am–4pm

Call to Book Text us a question

Payment plans are provided by third-party lenders. Cherry Technologies, Inc. and CareCredit set all rates, terms, and approval decisions; SKIN 101 MedSpa does not extend credit and does not make approval decisions. 0% APR offers are subject to eligibility and not available to all applicants. Estimates shown by the calculator above are illustrative only and are not an offer of credit.